A beautifully appointed 3-bedroom, 2-bathroom carriage home in the heart of Rivertown, one of St. Johns County's most sought-after communities. Combining modern upgrades with timeless charm, this home offers an unparalleled living experience for those seeking a tranquil retreat without sacrificing access to world-class amenities. As you arrive, the expansive front porch immediately captures your attention with serene conservation views, making it the perfect spot to unwind with a book while enjoying the natural surroundings. Stepping inside, you'll be greeted by soaring 9-foot entryways that create a spacious, open ambiance. The gourmet kitchen is the heart of this home, featuring premium finishes, ample counter space, and upgraded appliances designed to delight even the most discerning chef. Whether you're preparing meals for family or hosting friends, this kitchen makes every occasion feel special. The primary suite is luxurious escape, boasting double tray ceilings for added elegance and a spa-like bathroom. Relax under the dual shower heads, surrounded by floor-to-ceiling tile, creating a private retreat where you can unwind after a long day. Every detail has been thoughtfully designed, from the screened-in covered lanai perfect for year-round outdoor enjoyment to the private fenced backyard, offering an oasis of privacy for gatherings, gardening, or simply relaxing in solitude. Additional conveniences include a tankless water heater, a water softener system, and the option for either a gas or electric dryer. Located across from a serene conservation lot, this home provides both peace and convenience. A short stroll takes you to Rivertown's Mainstreet, brimming with charm, while a nearby walking path leads to the majestic St. Johns River, offering picturesque views and countless recreational opportunities. Living in Rivertown means embracing a vibrant lifestyle enriched by unmatched amenities. This golf cart-friendly community boasts three sparkling pools, a lazy river perfect for relaxing afternoons, thrilling water slides, a kayak launch, and even an amphitheater for outdoor concerts and events. For those seeking a connection with nature, Rivertown features miles of walking and biking trails that meander through lush landscapes. Active residents will appreciate the state-of-the-art fitness center, tennis courts, and sports fields, while pet lovers can take advantage of the expansive dog park. Whether enjoying a sunset at the pier, dining at the community clubhouse, or mingling with neighbors at one of the many events, Rivertown offers something for everyone. Practical considerations haven't been overlooked. The home comes with an original termite bond, ensuring peace of mind for future owners. Thoughtful features like tile flooring throughout the bathrooms and energy-efficient upgrades enhance both beauty and functionality. This home is ideal for retirees looking to enjoy a low-maintenance lifestyle or individuals starting their homeownership journey with access to world-class amenities. Its strategic location offers proximity to top-rated schools, shopping, dining, and easy access to major highways, ensuring seamless connectivity to St. Augustine, Jacksonville, and beyond. If you're searching for a home that combines luxury, comfort, and community in one exceptional package, 419 Sternwheel Drive is your perfect match. Don't miss this rare opportunity to own a piece of Rivertown's unmatched charm. Schedule your private showing today to experience firsthand why this home is not just a place to livebut a lifestyle to embrace.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $396,000 | $396,000 | $396,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $438 | $438 | $438 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,635 | $2,632 | $3,340 |
Total Monthly Payment | $3,148 | $3,145 | $3,853 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.