Here's your second chance to own this Nearly New Construction home, completed just a few months ago on 9/9/2024! The sellers have only lived here for 3 months but are relocating out of state, giving you the opportunity to make this incredible property your own. This stunning home features 3 bedrooms, 2. 5 bathrooms, vaulted ceilings, a custom kitchen with granite counters, and top-of-the-line Samsung Smart appliances. The builder also finished the lower level, giving you even more living space to enjoy! With multi-gig fiber internet, an expansive garage, and brand-new construction, you'll have peace of mind and truly turnkey living. Located near Hopeville Pond and State Park, you'll love having nature's playground right nearby. Plus, with easy access to the RI line and major highways, this home is perfectly situated for convenience and adventure. Don't wait-this one won't last long! Make it yours today! Possible VA assumable at 5. 625 some restrictions apply. Taxes are based on old Mill rate, This is New Construction and New mill rate will be in July 2025
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Main |
Bedroom 2 | Wall/Wall Carpet | Main |
Dining Room | Vaulted Ceiling,Balcony/Deck,Sliders,Laminate Floor | Main |
Family Room | Laminate Floor | Lower |
Full Bath | Granite Counters,Laminate Floor | Main |
Half Bath | Laundry Hookup | Lower |
Kitchen | Vaulted Ceiling,Granite Counters,Island,Laminate Floor | Main |
Living Room | Vaulted Ceiling,Laminate Floor | Main |
Primary BR Suite | Full Bath,Wall/Wall Carpet | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,920 | $391,920 | $391,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $486 | $486 | $486 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,542 | $2,510 | $3,255 |
Total Monthly Payment | $3,103 | $3,071 | $3,816 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.