Situated on close to 1/3 of an acre, the same owners have lovingly maintained this home for over 30 years and have recently renovated with new Pergo flooring, freshly installed carpeting, new shutters, storm doors, basement windows and 2nd level bathroom. The sunny, cathedral ceiling great room has a gas fireplace, dining nook and two closets. This centerpiece room is adjacent to the kitchen & dining room, perfect for entertaining! Enjoy your large deck overlooking a huge backyard w/ plenty of land to transform this space into your dream backyard. Kitchen renovated in 2022 with all new appliances, cabinetry & granite counters. Finished 3rd level will provide tons of extra living space- just add heat. Bonus room in the finished lower level is perfect additional living space w/ its own heat zone, new flooring & full size windows. Lots of storage; large closets in bedrooms, additional storage on 3rd level, basement and shed! Furnace 2021, water heater 2018. This home is a must see!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Vinyl, Lighting - Overhead | Second |
Bedroom 3 | Closet, Flooring - Vinyl, Lighting - Overhead | Third |
Dining Room | Ceiling Fan(s), Closet, Flooring - Vinyl, Lighting - Overhead | Main,First |
Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Countertops - Stone/Granite/Solid, Remodeled, Lighting - Overhead | Main,First |
Living Room | Ceiling Fan(s), Flooring - Vinyl, Lighting - Overhead | Main,First |
Master Bedroom | Closet, Flooring - Vinyl, Lighting - Overhead | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,368 | $3,324 | $4,311 |
Total Monthly Payment | $3,891 | $3,847 | $4,834 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.