This beautifully restored 2/3 bedroom first-floor unit is a true gem! It boasts hardwood floors throughout, creating a warm and inviting atmosphere. The kitchen is a chef's dream, featuring ample cabinet space, sleek stainless steel appliances, granite countertops, and a convenient pantry for extra storage. The bathroom, located between the two bedrooms, is tastefully designed with a stunning vanity, tiled floors, and a tub for a relaxing soak. The separate dining room offers flexibility, easily doubling as a home office if desired. The living room, complete with a cozy fireplace, provides the perfect spot for relaxation. Freshly painted walls in neutral tones enhance the home's bright, airy feel, and every window is outfitted with custom blinds for added privacy. Step outside to enjoy the charming front porch, ideal for sipping your morning coffee or unwinding after a busy day. Additional perks include plenty of off-street parking, easy access to downtown and community trails, and proximity to major routes, shopping, schools, and hospitals. With its thoughtful design and convenient location, this apartment/home offers both comfort and style—an absolute must-see!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $2,320 | $2,320 | $2,320 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $16 | $15 | $20 |
Total Monthly Payment | $91 | $90 | $95 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.