Meticulously maintained Ranch in a great spot! This home has been loved and cared for by the same family since it was built in 1958. There have been many updates over the years including a boiler/hot water upgrade in 2019 and replacement windows. Features include a bright Kitchen/Dining area with granite countertops, 3 comfortable bedrooms with lots of closet space and hardwood floors, living room with large windows that let in lots of natural light, a carpeted den with sliding glass doors leading to the front and back yards, a large full bathroom with ceramic tile and more! The outdoor area does not disappoint with its ¼ acre lot. Enjoy some downtime and step out the sliders from the Den to the back deck with maintenance free composite decking. The property also includes ample parking space, and a one-car garage, ensuring convenience for homeowners and guests alike. This one won’t last long! Open House Sunday 12-15-24 12-2pm. Offer deadline Sunday, Dec 15 6pm.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,000 | $428,000 | $428,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $535 | $535 | $535 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,741 | $3,554 |
Total Monthly Payment | $3,403 | $3,368 | $4,181 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.