Welcome to this light and bright, move-in ready townhome in Brandon. Built in 2020 by D. R. Horton with block construction on both floors, this end unit has nearly 1, 800 sq. ft. of living space. This home has a great open-concept layout with a central kitchen, dining room and living room. The kitchen has a large island with seating at the breakfast bar, reverse osmosis water filtration system, generously sized pantry and newer dishwasher. The living room is quite spacious and feels even bigger if you open the sliding glass doors to the screened-in lanai. There’s also a half bathroom with upgraded vanity on the ground floor. The entire first floor is ceramic tile and there’s no carpet upstairs either, as the bedrooms and loft have been upgraded with luxury vinyl plank flooring. The primary bedroom is very spacious and features two walk-in closets, one in the bedroom and one through the ensuite bathroom. The bathroom has dual sinks in the vanity, which is separate from the walk-in shower and toilet. The guest bedrooms are split to the other side of the home and have a Jack-and-Jill bathroom. This townhome has a one-car garage complete with custom overhead hanging racks. Plus, the driveway is oversized with room for two cars. The Retreat is a quiet, gated neighborhood with reasonable HOA dues of just $204/month. These dues include water, sewer and trash along with lawn care. Fios is also available in the neighborhood. You can walk through the 3D model from the comfort of your own home by clicking this link: https: //my. matterport. com/show/?m=PEz3VPjuJVp&mls=1, then make your appointment to see this home in person today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,992 | $271,992 | $271,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $289 | $289 | $289 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,764 | $1,742 | $2,259 |
Total Monthly Payment | $2,128 | $2,106 | $2,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.