Welcome to your slice of Florida paradise in beautiful Palmetto! This home is your gateway to the Florida lifestyle. If you have expectations of an IDEAL OPPORTUNITY and an EXCEPTIONAL LOCATION – Your search ends here. Fresh Meadows is an established, safe, community-oriented neighborhood that is centrally located and super-convenient to everything. The Elementary and Middle Schools are close by, and the Parrish Academy and new High School are minutes away. Whether you're headed to the grocery store, doctor's office, shopping mall or the Beach, I-75, I-275 and Hwy 41 provide close, easy access. Enjoy Golf? There are two highly-rated courses less than a 5 minute drive. Fresh Meadows offers a community swimming pool, playground, basketball court and prides itself as a pet friendly neighborhood, hosting a variety of Florida's natural wildlife, including the Sandhill Whooping Crane. This home is move-in ready and features 3 bedrooms, 2 bathrooms and a 2-car garage. When you step inside, you immediately notice the double-French doors that lead to the screened-in pool and patio area. Solar panels make it convenient to enjoy the pool, even on those chilly days. The fireplace has a convenient outside hookup for propane. Neutral tile was chosen for those heavy traffic areas of the kitchen, dining room and hall, keeping carpet in each of the bedrooms. The stainless steel kitchen appliances are environmentally efficient and the washer and dryer are all less than 2 years new. The brand new HVAC system is energy efficient with a 12 year parts and labor warranty. Frontpoint Security System has agreed to monthly monitoring fees at the grandfathered rate. Storage space is a plus with a wall of cabinets on one side of the garage, and additional cabinets and an added work-space. Outside, an 8'x7' Storage Shed is perfect for the lawnmower, yard tools or bikes. This home built in 1991 was expertly constructed in a no flood zone and has withstood every major weather event over the last 30+ years. A 17, 500 watt generator provides all electrical needs during a power outage and is complete with a small storage shed to protect it. If pool or yard maintenance is a concern, two local service companies have been caring for this home for years and would provide you with the same excellent service, should you choose to reach out to them. Call me today to schedule an appointment to see and experience your new Home today.
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$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,050 | $2,023 | $2,624 |
Total Monthly Payment | $2,224 | $2,197 | $2,798 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.