Extraordinary Lakefront find, come and check out this double wide mobile home located on one of those hard-to-find locations in Ponderosa Park as this beauty sits along the 'Blue Lake' paradise properties where only a few homes have such exceptional views! Sit out back and watch the stunning Floridian Egrets hunt for fish, so peaceful and private you will never want to leave! This large 2-bedroom, 2-bathroom home is the gem you have been waiting for and undoubtably the next owner will come to love it just as much as the current owner does! So spacious inside with a 'bonus' room in front of the living room and you still have a large 11' x 25' lanai in addition to that! Open concept kitchen and dining room makes this an entertainment hub for everyone! This 55+ community boasts low HOA at only $250 a year and that gives you access to an amazing Clubhouse that hosts a barrage of events such as Fish Friday, pancake breakfasts, ice cream socials, dances, and so many more events that you will never be bored! And know this, the last 3 hurricanes that have hit Florida (Idalia 2023, Helene & Milton 2024), this subdivision has never lost power according to the locals! Fun filled atmosphere that attracts many to this park because this is the retirement lifestyle so many dream of having and not only do you own the land your home is on (so no surprise lot rent hikes here), but it is centrally located to amazing restaurants, shopping, theatre, parks, medical and so much more. Less than an hour drive to Tampa International airport and Clearwater Beach!! Come and check out the best kept secret in Florida, once you get here you will start living the life you deserve! Furnishings may be considered as part of the sale.
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Our Executive Mortgage Banker:
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$174,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $139,920 | $139,920 | $139,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.386% | 6.623% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $955 | $1,209 |
Total Monthly Payment | $1,080 | $1,104 | $1,358 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.