20735 Gardenia DRIVE, Land O Lakes, FL, 34638 | $499,000

COUNTRY SETTING LAKEFRONT IN LAND O'LAKES. "Lake Red Bug" Enjoy Boating, Fishing or Canoeing this Great "Hide-Out" LAKEFRONT but (NO FLOOD INS. REQUIRED) Home has been meticulously cared for with so many upgrades. Not that Cookie Cutter. Surrounded by Homes of Much Higher Price. This home is a Hidden Gem with so many upgrades and Features that you've got to see. (ALMOST 1/2 ACRE ON CANAL/LAKE). . . . . Drive into the Property on a 3 car asphalt driveway, hidden from the street by the Mature Well Manicured Landscaping. You'll immediately Notice the NEW Roof, Fresh Exterior Paint and Double Paned Windows that meets up to the Over-Sized 2 Car Car Port. Walk-Up and Enter the Home into the Large Great-Room with Cathedral Ceiling that adjoin onto the Large Bonus 19' x 13' Family Room. The Kitchen has had a Beautiful Restoration as well with, Top-Of the Line Stainless Steel Refrigerator, Microwave, Oven and Cook-Top. Custom Built, Hardwood Cabinets with Pull-Outs in every Cabinet. (Easy Access and gives more Storage), Finishing with Granite Counter-Tops & Custom Lighting with a Multi Color Feature for those Romantic Nights. There is Also a Built-In Pass Thru Window to the Formal Dining Area. . . The Large Family room has 3 Large Double Pane windows and Gives you a Glimpse of the Back Yard, Platform Dock & the Canal/Lake. . . The Family Room has an 8 speaker, Hard Wired Surround Sound System as well. The Family Room joins onto a Huge Interior Utility/Laundry/Office Room Complete with New Custom Hardwood Cabinets Matching the Kitchen. They also have Pull outs a Built In Desk. These too have Matching Granite Counter-Tops. . . The Utility room has 2 Exit/Entrance Door from the Carport and to the 15' X 15' Covered Patio/Pergola Area. There is also the second, Full Bathroom off the Utility Room for you Guest to use while enjoying the Beautiful Out-Doors. . . The Back Yard also ha a Custom Built Platform (12' X 12' Dock), A Concrete Block Sea-Wall, & Custom Lighting. . . Enjoy or Entertain on the Dock/Deck complete with 2 Built-In storage Boxes for the Fishing Gear or Life Vests. The Dock even has a walk down lower deck for Easy-Loading & Unloading for your boat. Also the Dock even has a Custom Aerators, 6 vents under the Lake Bottom causing bubbles just off the Dock's Edge (Fish Love this and it Keeps the Weeds at Bay). . . . Every room in the House has been Hard Wired for the E-5 Internet Jacks. . . . The owner has meticulously gone thru every inch of this home to make sure its performing at it's best. . . . The Yard has Blood Orange Tree, Mescaline Grape Vines, Ty Ginger Plants, Blueberries & Pecan Ginger and is Fully Landscape with a Custom 6 Zone Sprinkler System on a Timer. . . Storage Shed in Rear & More Storage in Front that house the: Soft Water System, The Well Bladder and Pump while giving storage for those Yard Tools! YOU'VE GO TO SEE THIS ONE. ITS NOT JUST A HOME, ITS A LIFESTYLE. Call Ron to see it. SELLER WILL GIVE A $4000. 00 FLOORING ALLOWANCE W/Full Price.

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1964
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,443
  • Acreage: 0.43
  • Est. Taxes: $1,248
  • Lot Desc: In County
  • View: Water
  • Elem. School: Connerton Elem
  • Middle School: Pine View Middle-PO
  • High School: Land O' Lakes High-PO
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dryer, Electric Water Heater, Exhaust Fan, Microwave, Range, Refrigerator, Washer
  • MLS#: TB8328569
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/TB8328569/20735gardeniadrive_landolakes_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2024 10:34:32 PM)
Listing courtesy of PEOPLE'S CHOICE REALTY SVC LLC   Phone: 813-933-0677

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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20735 Gardenia DRIVE, Land O Lakes, FL, 34638

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $104 $104 $104
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,589 $2,556 $3,315
Total Monthly Payment $2,768 $2,735 $3,494

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.