Welcome to this move-in ready home, featuring a host of new and updated features! Enjoy peace of mind with a brand new roof (2024) and all-new LVP flooring throughout the main home and bedrooms, with tile in the kitchen, laundry, and bathrooms—no carpet here! The exterior has been freshly painted in 2024, and the kitchen boasts new stainless LG appliances, including a refrigerator and microwave, a newer range with an induction stovetop, along with a Bosch dishwasher. This home offers an open and split floor plan, perfect for comfortable living. Relax in the nice screened porch with sunshade, ideal for enjoying the outdoors all day long. The property has beautiful mature trees and features a big backyard, providing plenty of space for views, enjoyment, and that spacious feeling.
As a resident, you'll have full access to the countless amenities and activities offered by On Top of the World. The sellers are relocating to be closer to family, presenting a fantastic opportunity for you. Don’t miss out on this gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$288,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $230,400 | $230,400 | $230,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $274 | $274 | $274 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,514 | $1,531 | $1,960 |
Total Monthly Payment | $1,863 | $1,880 | $2,309 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.