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9 Columbia Avenue, Coventry, RI, 02816 | $275,000
Charming 3-bedroom Cape located in the desirable Tiogue Lake area of Coventry, close to the public boat ramp. This cozy home offers great potential for the right buyer. The main floor features a dining room with hardwood floors, a sunny bay window, and a ceiling fan. The open kitchen includes vinyl flooring and an oven/range (no refrigerator). The living room has hardwoods under the carpet, and the primary bedroom offers hardwoods under carpet, a ceiling fan, and built-in cabinets. A full bath tub/shower & linen closet completes the first floor. Stairs to 2nd floor have hardwood under the carpet leading to two bedrooms w/ vinyl floors; one includes a ceiling fan and built-in drawers. Share a bath w/ a shower stall. Basement has updated 100-amp electrical circuit breakers, washer & dryer (convey as-is), older freezer & bureaus. Newer fuel-efficient Crown Boiler and oil tank, along with some PVC piping, add to the home's value. The exterior features a roof approximately 30 years old, some wood rot above the bay window and siding, and a side deck with peeling paint. The windows, also 30 years old, are tilt-out style and in good condition. The backyard includes two cesspools and a dry well, as well as a handy storage shed. This property is being sold AS IS, offering a fantastic opportunity for sweat equity. It won't qualify for government financing, and cash buyers are preferred. Conveniently located for commuting, shopping, and dining, this home is ready for your personal touch.
Features
- Amenities: Golf,Highway Access,Near Schools,Recreation Area,Restaurant,Shopping
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Style: Cape Cod
- Year Built: 1952
- Garage: No Garage
- Heating: Baseboard,Oil
- Cooling: None
- Basement: Full,Unfinished
- Approx Sq. Feet: 1,170
- Acreage: 0.14
- Est. Taxes: $3,995
- Appliances: Dryer,Oven,Oil Water Heater,Range,Washer
- MLS#: 1374408
- Website: https://www.raveis.com
/prop/1374408/9columbiaavenue_coventry_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 7654
401.474.4879
Whitney.Rugg@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
9 Columbia Avenue, Coventry, RI, 02816
$275,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Whitney Rugg
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $333 | $333 | $333 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,427 | $1,409 | $1,827 |
| Total Monthly Payment | $1,835 | $1,817 | $2,235 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB