Charming Cape in a Desirable Neighborhood! Discover this spacious 8-room, 4-bedroom, 2. 5-bath home nestled on a serene acre lot located in a sought-after neighborhood. This home offers a lifestyle of convenience and outdoor enjoyment with access to bike and walking trails. The heart of the home is the newer kitchen, featuring granite countertops and stainless steel appliances. Hardwood floors flow throughout the main living areas. Relax in comfort with central air conditioning and enjoy the private expansive backyard offering endless possibilities for relaxation, from gardening to hosting gatherings. The primary bedroom offers future expansion possibilities with the adjacent large storage room. Ipswich offers beautiful beaches, commuter rail services and a quaint downtown. 4 Bedroom septic installed in 2015.
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Hardwood | First |
Bedroom 3 | Closet, Flooring - Hardwood | First |
Bedroom 4 | Closet, Flooring - Hardwood | Second |
Dining Room | Flooring - Hardwood, French Doors, Lighting - Overhead, Flooring - Engineered Hardwood | Main,First |
Kitchen | Flooring - Stone/Ceramic Tile, Window(s) - Picture, Dining Area, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Open Floorplan, Recessed Lighting, Remodeled, Stainless Steel Appliances, Lighting - Overhead | Main,First |
Living Room | Closet, Flooring - Hardwood, Cable Hookup, Exterior Access | Main,First |
Master Bedroom | Skylight, Closet, Flooring - Hardwood, Cable Hookup | Second |
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $648 | $648 | $648 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,886 | $3,837 | $4,976 |
Total Monthly Payment | $4,626 | $4,577 | $5,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.