Step into the ultimate coastal retreat with this luxurious 2023-built home, ideally situated in the sought-after high-elevation neighborhood of Biera Mar, just a short stroll from the pristine beaches of St. Augustine! Whether you’re looking for the perfect second home or a high-performing vacation rental, this property delivers an unbeatable combination of style, convenience, and location. This home is thoughtfully designed with stunning upgrades that are sure to impress. Enjoy the elegance and durability of LVP flooring throughout, paired with a chef-inspired kitchen featuring stainless steel appliances and crisp white shaker cabinets for a timeless, sophisticated aesthetic. The primary suite is a true sanctuary, boasting a spa-like bathroom with a separate soaking tub and walk-in shower, plus a spacious walk-in closet to accommodate all your storage needs. With no HOA restrictions, you have the freedom to personalize this home to your heart’s desire. Discover the charm of coastal living paired with premium finishes, all in a serene location where every day feels like a getaway. Don’t miss out on this incredible opportunity to own your slice of paradise in St. Augustine—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$755,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $604,000 | $604,000 | $604,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $140 | $140 | $140 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,918 | $3,867 | $5,016 |
Total Monthly Payment | $4,150 | $4,099 | $5,248 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.