Welcome to this adorable mid-century ranch home in the heart of Huntington Village. Walking distance to town and all that the vibrant Village has to offer including shops, restaurants, parks, schools, libraries and entertainment. A Dutch door entry takes you into a classic half century layout of 3 bedrooms, 2 full bathrooms, living and dining all floored in natural oak hardwoods. The heart of the home is graced by a beautiful wood burning fireplace. Country Kitchen with beautiful bay window and instant hot water feature. Primary bedroom is en suite. Overlooking a mature and private backyard is the large vaulted sun room with wall to wall windows perfect for reading, writing and relaxing. Landscape with patio, gardens and fully fenced. Full basement with cedar closet. Stand up attic for storage. 2 car garage. Central air. Gas heat. Architectural roof Centrally located to all including Cold Spring Harbor Main Street, Caumsett State Park and Preserve, CSH train station. A must see!.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $1,183 | $1,183 | $1,183 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,886 | $3,837 | $4,976 |
Total Monthly Payment | $5,161 | $5,112 | $6,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.