Discover your dream Florida retirement lifestyle in this stunning SALTWATER POOL HOME with all the upgrades you’ve been looking for! Located in the highly Desirable 55+ Gated Golf Community of SPRUCE CREEK SOUTH, this beautiful MAGNOLIA Model is packed with Features that make it a standout opportunity. NEW ROOF 2024, NEW HVAC SYSTEM 2017! Step into this immaculate 3 bedroom, 2 bath home situated on a corner lot, complete with an enclosed LANAI for enjoying the Florida sunshine year round. The 16x27 saltwater pool, with its SALT CELL REPLACED 2023, promises countless days of relaxation and fun. And with fully paid-for solar panels for the entire house, your average electric bill is just $50 a month, while the septic system keeps water costs low at an average of $45 a month. Inside, you’ll find modern elegance at every turn. GRANITE countertops grace the kitchen and bathrooms, complemented by a backsplash and STAINLESS STEEL appliances. The kitchen features an inviting eat-in area and a convenient pass-through window to the lanai, perfect for entertaining. The living area boasts high ceilings, SOLAR TUBE, and PLANTATION SHUTTERS, creating a bright and open space, while the primary suite offers a remodeled bathroom for a touch of luxury. TILE Flooring throughout the main areas and LAMINATE in the bedrooms provide a clean, modern feel. Insulated garage door, utility door, oversized utility sink, along with motorized screen door over garage. As part of Spruce Creek South, you’ll enjoy a host of amenities, from golf and recreation to dining and social events. Adjacent to THE VILLAGES, FL this golf-cart-accessible community provides easy access to shopping, medical facilities, and endless entertainment options. Don’t miss your chance to own this exceptional home and experience retirement the way it should be—comfortable, convenient, and full of possibilities! Furniture negotiable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,992 | $2,015 | $2,557 |
Total Monthly Payment | $2,276 | $2,299 | $2,841 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.