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514 W Hancock STREET, Lakeland, FL, 33803 | $260,000
This Old House! A captivating bungalow style home in the heart of the historic district of Dixieland in Lakeland Florida!
This wonderful home sitting on an oversized, fenced DOUBLE LOT is waiting for you to put your touches on it! An amazing opportunity with endless possibilities. As you approach, you will notice all the surrounding bungalow style properties making this one of the cutest streets in America! Upon arrival you will be greeted by a handsome craftsman style elevation boasting a fully enclosed front porch! Your creative juices will start flowing as you step inside to discover an open floorplan with original hardwood floors, 14ft Ceilings, cedar-lined closets and a plethora of natural light. Explore your culinary side in this fabulous Kitchen offering modern amenities while retaining its unique character. Recent updates include entire electrical system was rewired and updated in 2024, A/C unit (2018- still under warranty), new insulation (2019), half bath replumbed (2023), New hot water heater (2024), and a Roof (2020). Seller has updated all of the mechanicals for the home providing modern comfort and energy efficiency while still maintaining her historic charm. This home is connected to public water and sewer. All this lovely home needs is your imagination and personal touch! The new owners will enjoy being around the corner from the community park and just a short distance to all of the wonderful splendors that Lakeland has to offer; Downtown, Restaurants, Theater, Shopping, Medical, and more. Minutes to the interstates, and the magic of Orlando. Opportunity is knocking on your door! Call today to experience the charm of this historic gem. ***NO HOA**
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full / 1 half
- Lot Size: 100 x 130
- Laundry: Inside
- Style: Bungalow, Historical
- Year Built: 1922
- Garage: Boat, Driveway, Off Street, Open, RV Parking
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,200
- Acreage: 0.3
- Lot Size: 100 x 130
- Est. Taxes: $1,192
- Lot Desc: Historic District, City Lot, Oversized Lot, Sidewalk
- View: Trees/Woods
- Elem. School: Dixieland Elem
- Middle School: Southwest Middle School
- High School: Lakeland Senior High
- Appliances: Electric Water Heater, Range, Refrigerator
- MLS#: TB8328494
- Days on Market: 0 day
- Website: https://www.raveis.com
/prop/TB8328494/514whancockstreet_lakeland_fl?source=qrflyer
Listing courtesy of SIGNATURE REALTY ASSOCIATES Phone: 813-689-3115
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
514 W Hancock STREET, Lakeland, FL, 33803
$260,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $208,000 | $208,000 | $208,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
| Monthly Tax Payment | $99 | $99 | $99 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,349 | $1,332 | $1,727 |
| Total Monthly Payment | $1,523 | $1,506 | $1,901 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388