UPDATED!! This popular Delphina has great bones and is offering a $10, 000 roof credit so all of the
major items are newer. With 2 bedrooms, 2 bathrooms, and a 1. 5 car garage, this home feels open and spacious.
The kitchen features white cabinets and stainless-steel appliances with a center island that overlooks a flex
room that can be used as a great room or a large dining room. The breakfast nook area is light and bright with
a sliding glass door that leads to a covered patio. Each of the bedrooms features a separate entrance making it
easy to create 2 en suite areas. This home has been updated with new luxury vinyl floors, new ceiling fans,
newer HVAC (2022), newer water heater (2023), and newer windows (2022). PLUS, this home has a freshly
painted exterior (2024), NO popcorn ceilings, and custom blinds that can be adjusted from the top and the
bottom for maximum light while also allowing for privacy. The credit for the roof makes this home ready for a
new owner! Centrally located in Crescent Ridge, all of the amenities are conveniently nearby. On Top of the
World is Ocala's premier golf cart community and features a wealth of amenities and has golf cart access to
health, beauty, restaurants, grocery shopping, and entertainment.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$196,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $156,800 | $156,800 | $156,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,017 | $1,004 | $1,302 |
Total Monthly Payment | $1,304 | $1,291 | $1,589 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.