Discover the potential of this 3-bedroom, 2-bath home (or 2 bedrooms plus an office) in the desirable SEA PINES subdivision. Recently updated with a NEW ROOF (2024), AC SYSTEM (2015)—both unaffected by the storm—UPDATED ELECTRICAL SYSTEM and panel (2024), whole house surge protection (2024) and FRESH EXTERIOR PAINT (2024), this home is ready for your personal touch. While the interior needs some TLC due to MINIMAL FLOODING from the hurricane, the flooring has been stripped and prepped for a quick remodel, offering a blank canvas for your design vision. The property is livable as-is, except for the need to replace appliances, making it a perfect project for investors or buyers seeking an affordable path to customization. Highlights include: cozy FIREPLACE in the living area, relaxing ABOVE GROUND POOL and rear SCREENED LANAI, fully FENCED YARD for privacy, and spacious layout ideal for families or home office setups Located just off US Highway 19 in Pasco County, this home provides easy access to shopping, dining, and entertainment. Enjoy the benefits of the community’s voluntary HOA, which includes access to a PRIVATE BOAT RAMP and PARKS for a minimal fee. With its prime location and exterior updates already completed, this home offers a fantastic investment opportunity or a chance to create your dream space. Don’t miss out—schedule your showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $111,920 | $111,920 | $111,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.278% | 7.159% | 6.276% |
Monthly Tax Payment | $54 | $54 | $54 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $735 | $744 | $944 |
Total Monthly Payment | $864 | $873 | $1,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.