Beautiful custom home in Beach Haven situated on oversized corner lot with side loading garage and many upgraded features, in & out. This Keystone home is steps away from both the community pool AND deeded access to the beach. Home includes gourmet kitchen with 42" upper cabinets, oversized side/by/side fridge/freezer, two temp wine cooler, stacked convection oven and microwave, induction cooktop, and upgraded two tier pull out drawers in all lower cabinets. All flooring is upgraded wood look porcelain tile in all rooms; no carpeting in home. All rooms boast 10' ceilings, plus headboard inserts in the 11' trey ceilings with extensive crown molding in great room, dining room, and master suite. 5" baseboards throughout home. Window treatments include plantation shutters throughout. All rooms have attractive, matching ceiling fans. All interior doors are upgraded 8' solid wood doors; no bifold doors in home. All four bedrooms include custom closets. Home is wired for security/audio w/ceiling speakers in great room, primary suite, and rear patio. This home is constructed on stem wall, entirely of concrete BLOCK with IMPACT windows and doors. Additional energy/green features include foam insulation in exterior walls and attic, solar hot water (electric backup), well for irrigation, and Florida friendly landscaping. All appliances are Energy Star appliances. The side loading garage is oversized, 24'x24' interior, has walk up steps to attic, PLUS a 245 lb. Versalift (small elevator). ONE YEAR HOME WARRANTY INCLUDED WITH SALE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$835,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $668,000 | $668,000 | $668,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.286% | 6.874% | 6.972% |
Monthly Tax Payment | $467 | $467 | $467 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,444 | $4,333 | $5,911 |
Total Monthly Payment | $5,003 | $4,892 | $6,470 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.