New York (Kips Bay), NY, 10016 | $595,000

Chic, Airy and Very Bright - This fully renovated, 2-Bedroom, 2-Bath apartment features open, south facing views of the city and overlooking serene gardens in the rear of the building. Completely unobstructed, this open view allows for abundant natural sunlight all day! The 2nd bedroom can be used as a nursery or home office. It has its own heat source, windows and a closet. This apartment has been fully renovated. The large, partially opened kitchen features stainless steel appliances which include a five-burner range, dishwasher, undercabinet microwave, and refrigerator. There are beautiful granite counters throughout complete with an extended breakfast bar, as well as a silver slate stone backsplash. Loads of cabinets and built-in pantry space complete this ideal kitchen. Recently renovated, the chic and sleek en-suite bathroom features a soaking tub with Calcutta marble tile and honed granite flooring throughout. The second bathroom is off the hallway and features a stone porcelain walk-in shower, dark-honed granite flooring, and great storage. There are two decorative brick fireplaces, one in the living room and one in the primary bedroom which make this home feel cozy and quaint. The heat is controlled by a thermostat during winter months. Through-the-window AC units currently cool this home but ductless/central air is an option for potential buyers (with board approval). This apartment is conveniently located near the 28th Street/Park Avenue subway station as well as several buses. Fairway is on Second Avenue and Trader Joe's is right on Third Avenue where loads of restaurants can be found. 244 East 30 Street is a 12-unit converted ELEVATOR building with only two apartments per floor. 80%

Features

  • Town: New York
  • Levels: 5
  • Rooms: 4
  • Bedrooms: 1
  • Baths: 2 full
  • Lot Size: 25.000000x98.750000
  • Laundry: Common Area
  • Year Built: 1900
  • Common Charge: $1,924 Monthly
  • Approx Sq. Feet: 0
  • Est. Taxes: $0
  • Pet Policy: Building Yes,Cats OK,Dogs OK
  • MLS#: COMP-172916268903757
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/COMP-172916268903757/244e30thstreet_newyork_ny?source=qrflyer
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Listing courtesy of Compass   Phone: (212) 913-9058

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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New York (Kips Bay), NY, 10016

$595,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $476,000 $476,000 $476,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.300% 6.778% 6.034%
Monthly Tax Payment $0 $0 $0
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,087 $3,048 $3,953
Total Monthly Payment $3,179 $3,140 $4,045

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.