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6 Neptune Road, Brookhaven (Rocky Point), NY, 11778 | $415,000
Welcome to 6 Neptune Rd, Rocky Point, NY 11778 - a charming cottage that offers an inviting ambiance from the moment you step onto its cozy front porch. Listed at $415, 000, this home spans across 993 square feet of living space nestled on a 3, 920 square foot lot. As you enter through the main door, the entry foyer doubles as a den providing an intimate setting for relaxation or casual entertaining. The home boasts two spacious bedrooms and one and a half bathrooms with modern fixtures that ensure convenience and comfort. Including main level laundry. The heart of this residence is undoubtedly its new modern kitchen. Equipped with state-of-the-art appliances and sleek countertops, it's perfect for both quick meals and elaborate dinner preparations. Adjacent to the kitchen is a open dinnng room which bathes the home in warm natural light while offering serene views of your private landscaping. Additionally, there is a sunroom that offers endless possibilities for use. Outdoor living is equally impressive with multilevel decking that provides ample space for alfresco dining or simply soaking up the sun. An outdoor shower adds a touch of luxury and functionality after a day spent at the beach. Speaking of which, this property comes with beach access via North Shore Beach Association to not just one but three nearby beaches! Just steps away from your doorstep, enjoy leisure time along the shoreline or indulge in various water activities throughout the year. Located in Rocky Point, NY, this property offers more than just a home; it promises a lifestyle steeped in tranquility and recreational opportunities. The area is known for its picturesque landscapes and vibrant community spirit. Local amenities include shopping centers, restaurants serving diverse cuisines, parks for outdoor activities and highly rated schools. Additionally, commuting is made easy with efficient public transportation networks and well-connected roads leading to other parts of New York. In summary, 6 Neptune Rd offers an ideal blend of indoor charm and outdoor allure coupled with access to local amenities making it an attractive choice for those seeking comfort and convenience. , Additional information: Appearance: Mint+++, Interior Features: Lr/Dr, Separate Hotwater Heater: y
Features
- Town: Brookhaven
- Amenities: Park
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Ranch
- Year Built: 1948
- Heating: Oil, Other, Baseboard, Heat Pump
- Cooling: Ductless
- Basement: Crawl Space, Partial, Partially Finished, Walk-Out Access
- Approx Sq. Feet: 993
- Est. Taxes: $5,718
- Water Front: Yes
- Elem. School: Frank J Carasiti Elementary School
- Middle School: Rocky Point Middle School
- High School: Rocky Point High School
- School District: Rocky Point
- Appliances: Cooktop, Refrigerator, Electric Water Heater
- MLS#: 3591433
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/3591433/6neptuneroad_brookhaven_ny?source=qrflyer
William Raveis Family of Services
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Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6 Neptune Road, Brookhaven (Rocky Point), NY, 11778
$415,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $332,000 | $332,000 | $332,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
| Monthly Tax Payment | $477 | $477 | $477 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,293 | $2,237 | $2,824 |
| Total Monthly Payment | $2,844 | $2,788 | $3,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535