Embrace oceanfront living and resort-style amenities in this 2-bedroom, 1, 200 sq ft retreat nestled in the sought-after Ocean Villas complex. This end unit offers views of the Atlantic Ocean from both levels, providing the perfect blend of comfort and luxury just steps from the sand. Enjoy private beach access, two community pools, and proximity to all the restaurants and activities St. Augustine Beach has to offer. Enjoy the advantage of easy entry from the parking area; convenient for carrying luggage or groceries. Light and bright, the open-plan living room features new tile flooring, walk-in storage, and hurricane-rated sliding glass doors, and windows. On the upstairs level, your private sanctuary awaits! The spacious primary suite and large balcony features wonderful ocean views—perfect for relaxing to the sound of waves or sipping your morning coffee. The primary suite includes a walk-in closet, a full Jack-and-Jill bathroom, and an additional vanity and sink. The second bedroom has exterior access for added convenience. All new luxury vinyl plank flooring makes cleaning a breeze. Enjoy year-round access to two pools—one with zero-entry beachside access and a heated lagoon pool. The HOA dues cover internet, cable, pest control, pool maintenance, and landscaping. There is also private beach access for residents. Essential upgrades have been made to the pool heaters, pipes, and parking areas. Walkway and balcony waterproofing have also been completed. You are just minutes by foot to local restaurants, shopping, and cafes. Historic downtown St. Augustine is just a 15-minute drive away. If you can’t live here full-time, it is also a second home or vacation rental. This unit is currently managed by Sunshine Realty, allowing you to seamlessly rent it out when not in use. Sold fully furnished if desired, it offers an immediate start to rental income—vacation for free and generate income when you're not there.
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Our Executive Mortgage Banker:
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$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $474 | $474 | $474 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,228 | $3,185 | $4,041 |
Total Monthly Payment | $3,794 | $3,751 | $4,607 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.