Spectacular sunsets await at this three-story waterfront gem overlooking the intracoastal waterway of St. Joseph's Sound. Just a short distance from downtown Dunedin, the Pinellas Trail, restaurants and shopping, this move-in-ready home offers three bedrooms, 2. 5 baths, an office and a versatile 400-plus-square-foot heated flex space ideal for a two-person office, two extra bedrooms with closets, a hobby room or playroom, gym, or media room. The first floor boasts crown molding, 18-inch ceramic tile, a cozy wood-burning fireplace, and a den/office with French door entry. The kitchen shines with beautiful granite countertops, stainless steel appliances and white solid wood cabinetry with glass doors. Off the kitchen is a large indoor laundry room with its private access to the driveway and detached two-car garage. On the second floor, the serene primary suite showcases breathtaking water views, a garden tub, a walk-in shower and an expansive walk-in closet. Two additional bedrooms complete this level. The third floor adds valuable bonus space, offering endless possibilities. On a . 38-acre lot, the property features a fenced-in backyard, a two-car detached garage and a deeded dock across the street. Key updates include a seven-year-old roof, 10-year-old air conditioner and a new water heater. Don't miss this opportunity to own a charming, move-in ready, spacious waterfront retreat!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,790,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,432,000 | $1,432,000 | $1,432,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.750% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.286% | 6.874% | 6.972% |
Monthly Tax Payment | $753 | $753 | $753 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $9,527 | $9,288 | $12,672 |
Total Monthly Payment | $10,405 | $10,166 | $13,550 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.