Stunning 2, 600 SqFt Gulf-Front 3/2. 5 Condo at South Beach IV!. . . . . . . . Welcome to South Beach IV, where luxury meets the beach in this expansive Gulf-front condo. With breathtaking views of both the Gulf of Mexico and the Intracoastal Bay, this home offers an unmatched combination of space, natural light, and coastal beauty. Enjoy panoramic Gulf views from every living area and bedrooms, which open to a private 330+ SqFt balcony, seamlessly connecting the indoors to the outdoors (Note: balcony SF is not included in the 2, 276 heated SF of the interior living space). . . . . . . . The unusually spacious living area is surrounded by windows and sweeping views of the Gulf ! The oversized primary bedroom suite also features water views and direct balcony access. The en-suite bathroom is an oasis, offering a roomy walk-in tub, separate walk-in shower, dual sinks and vanities in separate spaces, and a nearly 100 SqFt walk-in closet for all your storage needs as well as separate linen closet . . . . . . . . The versatile 3rd bedroom is designed to be both functional and stylish. It includes a custom-built Murphy bed, which folds seamlessly into built-in cabinetry and shelving, along with a desk area that also takes full advantage of the stunning Gulf beach views. This space easily transitions from a guest room to a productive home office . . . . . . . . Every Detail Thoughtfully Designed: Inside, you’ll find abundant storage, with 10 closets throughout the condo and an interior laundry room just steps from the primary suite. For extra convenience, there's a private ground-floor storage closet to store your beach chairs and toys—no need to bring sand inside . . . . . . . . Pet-Friendly: South Beach IV is a pet-friendly community, allowing one dog or cat up to 25 pounds for owners . . . . . . . . Rental Income Potential: It's the perfect place for those seeking a seasonal retreat with the flexibility to generate rental income. Rentals require a minimum of 3 months, making it easy to enjoy your condo while also benefiting from the lucrative rental market . . . . . . . . The community amenities enhance the beachfront lifestyle, offering a sparkling saltwater pool surrounded by loungers and charming tiki huts ideal for casual barbecues. The clubhouse features a full kitchen, bar, and a terrace with pool and beach views, perfect for hosting gatherings or simply enjoying the serenity of beachside living . . . . . . . South Beach IV is located in the desirable Sand Key area, North of residential Belleair Beach. Just a short walk (less than a mile) to a vibrant waterfront hub filled with dining, shopping, and entertainment options. For those who enjoy outdoor activities, you're just minutes from golf courses, marinas, and the Freedom Boat Club. The Tampa International Airport, downtown St. Petersburg’s cultural scene, and the charming communities of Dunedin, Safety Harbor, and Tarpon Springs are all within a 30-40 minute drive . . . . . . . . Convenience and Peace of Mind: The condo association is well-managed, with the Milestone Inspection & SIRS completed and a fully funded COA/HOA. Monthly condo fees for 2025 are $1, 392. 38 and cover nearly everything—flood insurance, exterior maintenance, landscaping, cable TV, water, trash, and sewer . . . . . . . . This condo offers more than just a home—it’s a lifestyle. Spacious, elegant, and with a prime Gulf-front location, this is the ideal opportunity for those looking for a relaxing coastal retreat. Don’t miss out on this exceptional piece of paradise!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.750% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.239% | 6.849% | 7.037% |
Monthly Tax Payment | $395 | $395 | $395 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,120 | $4,929 | $6,778 |
Total Monthly Payment | $5,607 | $5,416 | $7,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.