Welcome to this beautifully maintained 4th-floor condo in the vibrant Bay Island, a 55+ gated community that offers an exceptional Florida lifestyle! This pet-friendly unit is ideally located right next to the elevator, with the laundry room conveniently situated just steps away on the same floor. Enjoy breathtaking views of Boca Ciega Bay from the master bedroom and the screened-in balcony, providing the perfect space to relax and unwind. Recent updates include a new A/C system (2019), a 30-gallon water heater (2015), a brand-new dishwasher (December 2024), a refrigerator and kitchen faucet (2021), and an updated bathroom, ensuring modern comfort and style. Bay Island offers 24-hour guard service and an array of resort-style amenities, including multiple heated pools, his and her gyms with saunas, an active clubhouse, a waterfront walking trail, and tennis and pickleball courts. Boating enthusiasts will love the marina, which features boat slips available through a convenient signup list. Additional recreational spaces include a billiards room, card and dart rooms, a library, and a waterfront tiki hut with BBQ grills for entertaining. Ideally located, this condo is just a short stroll to the white sandy Gulf beaches and minutes from vibrant downtown St. Petersburg. Don’t miss your chance to own this turn-key, Furnished condo in a community that truly has it all. Be sure to scheduled a private tour and make this exceptional property yours today!
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Our Executive Mortgage Banker:
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$229,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,200 | $183,200 | $183,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,188 | $1,173 | $1,521 |
Total Monthly Payment | $1,394 | $1,379 | $1,727 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.