This updated colonial features four spacious bedrooms. The main floor features a cozy living room that flows into the dining room with pellet stove, the updated kitchen has ample counter space and cabinetry, and flows nicely into the dining area. Second you will find three spacious bedrooms and an updated bathroom. The 3rd level offers an additional bedroom and bonus room that can be used as an office. There is a fenced levelled backward, great space for barbecues, family gathering and a shed for storage. Have access to a walk-up basement that can be also used as storage, there is washer, and dryer hook ups. Two tandem parking spots on right side driveway and it is a shared driveway. Requirements: 1) Good Credit is Required (700 or above). 2) Background Check 2)-First Month & Security Deposit are Required (Last two month of the bank statements for Funds Verification)3)-Income Verification is Required (Last three Pay Stubs)
Type | Description | Level |
---|---|---|
Bedroom 2 | Second | |
Bedroom 3 | Second | |
Bedroom 4 | Third | |
Dining Room | Flooring - Wood | First |
Kitchen | First | |
Living Room | Flooring - Wood | First |
Master Bedroom | Second |
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William Raveis Real Estate
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $3,080 | $3,080 | $3,080 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $20 | $20 | $26 |
Total Monthly Payment | $95 | $95 | $101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.