Discover modern comfort in this brand-new, energy-efficient ranch home featuring 3 bedrooms and 2 bathrooms, thoughtfully designed with high-end finishes, unique fixtures, and solid wood doors. From the moment you step into the open-concept living area, you’ll be captivated by the cathedral ceilings and seamless flow. The spacious living room, complete with an elegant electric fireplace, opens to a kitchen that boasts quartz countertops, an eat-in island, and ample space for a dining table—perfect for entertaining or everyday living. Step into the serene three-season room, where vaulted ceilings and views of the private backyard create a perfect retreat. The private primary suite, located on one side of the home, offers a walk-in tile shower and a generously sized walk-in closet. Two additional bedrooms and a full bathroom are situated on the opposite side, providing ideal separation for guests or family. A convenient laundry room completes this single-floor living space. The full basement, with high ceilings and internal stairs, offers endless possibilities for finishing or storage. An attached 2-car garage provides additional convenience, while the large front porch overlooks this quiet 27-lot community. Energy efficiency takes center stage with high-efficiency mini-split heat pumps and a fresh air recycling system, promoting healthier indoor air and lower utility costs. Nestled among conservation land, walking trails, and abutting The Oaks Golf Course ! Welcome Home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $558,400 | $558,400 | $558,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $855 | $855 | $855 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,622 | $3,576 | $4,637 |
Total Monthly Payment | $4,569 | $4,523 | $5,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.