4092 Carteret DRIVE, Winter Haven, FL, 33884 | $349,000

IMMACULATE HOME IN A PREMIER 55+ GATED COMMUNITY WITH LAKE ACCESS AND RESORT-STYLE AMENITIES!
Welcome to 4092 Carteret Drive, a stunning residence nestled in the sought-after lakeside community of Traditions. This meticulously maintained home offers 1, 928 square feet of refined living, featuring 3 spacious bedrooms, 2 full baths, and a thoughtful design that seamlessly blends comfort, style, and functionality.

As you arrive, the curb appeal is undeniable, with lush landscaping, elegant stacked stone accents, and a welcoming façade that sets the tone for what lies within. Step inside to discover an open-concept great room bathed in natural light, highlighted by soaring ceilings, tile flooring throughout the main living areas, and a layout that’s perfect for both relaxed daily living and memorable gatherings.

At the heart of the home is a well-equipped kitchen, complete with updated cabinetry, ample counter space, a wrap-around breakfast bar, a pantry, and both formal and casual dining areas. The open design ensures the kitchen flows effortlessly into the living and dining spaces, creating a warm and inviting environment for entertaining.

The split-bedroom floor plan offers privacy and tranquility. The primary suite, tucked away at the rear of the home, features direct access to the screened lanai, a spacious walk-in closet, and a luxurious en-suite bath with a comfort-height vanity, dual sinks, a soaking tub, and a tiled walk-in shower. Two additional bedrooms are generously sized with ample closet space and easy access to the second full bath.

Additional highlights include an walled backyard for privacy, screened patio, inside laundry room with a washer and dryer, plantation shutters, new roof in 2019, new AC in 2021, rain gutters and a two-car garage.

Living in Traditions offers an unparalleled lifestyle defined by luxury, community, and recreation. At the heart of this vibrant neighborhood is the stunning 19, 000-square-foot lakeside clubhouse, surrounded by a large heated pool and spa, tennis and pickleball courts, shuffleboard, bocce ball, and scenic walking trails. Residents enjoy staying active in the state-of-the-art fitness center and aerobics studio, while the craft, card, and billiard rooms provide spaces for social and leisure activities.

With a private boat ramp, dockage, and a serene fishing pier complete with a gazebo, residents can take advantage of excellent fishing opportunities for largemouth bass, speckled perch, and shellcracker. Beyond its impressive amenities, Traditions boasts an active social calendar filled with events, clubs, and gatherings, offering countless opportunities to make new friends and build lasting connections.

Adding to the appeal, the HOA dues include cable, internet, lawn care, and exterior house painting, offering both convenience and exceptional value for a stress-free lifestyle.

Convenience is key, with nearby grocery stores (including a new Publix project just outside the community gates), dining, medical facilities, and shopping. Centrally located in Winter Haven, residents enjoy easy access to Legoland, the Winter Haven Chain of Lakes, and vibrant downtown. Plus, major attractions like Disney (45 minutes), the Florida Aquarium, and Tampa Bay Lightning hockey are just a short drive away.

This is your chance to embrace the best of Central Florida living in a serene, resort-style 55+ community. Don’t miss it—schedule your private showing today!

Features

  • Amenities: Basketball Court, Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s), Trail(s)
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 50 x 107
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,928
  • Acreage: 0.15
  • Lot Size: 50 x 107
  • Est. Taxes: $3,087
  • HOA Fee: $486 Monthly
  • Lot Desc: Corner Lot, City Lot
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: P4932973
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/P4932973/4092carteretdrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 4:12:42 AM)
Listing courtesy of THE STONES REAL ESTATE FIRM   Phone: 863-412-2080

William Raveis Family of Services

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4092 Carteret DRIVE, Winter Haven, FL, 33884

$349,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $279,200 $279,200 $279,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.443% 7.133% 6.256%
Monthly Tax Payment $257 $257 $257
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,881 $1,856 $2,355
Total Monthly Payment $2,213 $2,188 $2,687

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.