This move-in ready 2018 3BR Colonial, situated in a desirable cul-de-sac neighborhood within the Pinkerton Academy School District, is a true gem. The first floor offers an open and inviting layout with beautiful hardwood floors throughout. The custom kitchen boasts granite countertops, a center island, stainless steel appliances, and a walk-in pantry, seamlessly connecting to the family room, which features a cathedral ceiling and a gas fireplace. The versatile dining room, adorned with custom trim, adds a touch of sophistication, while a front foyer, half bath, and laundry room complete the main level. Upstairs, the primary bedroom suite has a private bath and walk-in closet, complemented by two additional spacious bedrooms and a full bath. A mudroom entry from the two-car garage with cedar closet leads to a basement with ample storage or the potential for future living space. Outside, a large composite deck overlooks the beautiful backyard. Some modern conveniences include a whole-house generator, a lawn irrigation system, and energy-efficient solar panels. This impeccably maintained home offers comfort, style, and convenience—schedule your private showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $828 | $828 | $828 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,471 | $3,427 | $4,444 |
Total Monthly Payment | $4,391 | $4,347 | $5,364 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.