Welcome home this 4-bedroom, waterfront home, nestled on a street that leads to a peaceful cul-de-sac for ultimate privacy and tranquility. Located in a highly desirable neighborhood, close to shopping, and United States Naval Air Station just to name a few. This concrete block home with stucco features a newer roof (2022), new water heater, new HVAC system with UV germicidal light & upgraded filtration (2024), ensuring long-term reliability and energy efficiency.
Step inside to discover a home full of character, including beautiful arches and niches that create an inviting and elegant atmosphere. The spacious kitchen is a chef's dream, featuring stainless steel appliances, with a refrigerator (2022) & two kitchen sinks one conveniently located in the island for added functionality. Whether you're preparing meals for family or entertaining guests, this kitchen offers both beauty and convenience.
The true highlight of this property is the waterfront location. Walk out onto your covered and fully screened-in patio where you can enjoy breathtaking lake views. The patio is enhanced with pavers and a cozy built-in sitting area, perfect for relaxation and outdoor dining. The fully fenced backyard offers privacy and security, making it an ideal space for pets, children, or just enjoying the peace and beauty of nature. All you need to bring is a fire pit to complete your outdoor oasis!
As a homesteaded property, this home offers the added benefit of low property taxes, making it a fantastic value in today's market.
Exclusive Financing Offer: Take advantage of a special opportunity with our preferred lender learn how you can receive down payment and closing cost assistance.
This home is a must-see! Call today to schedule a showing and make this waterfront haven your forever home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$382,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $305,600 | $305,600 | $305,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $16 | $16 | $16 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,111 | $2,059 | $2,600 |
Total Monthly Payment | $2,202 | $2,150 | $2,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.