Welcome to our St Johns Community! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball & Dog Park. Natural Gas Community! Lot 297. The Award-Winning Amherst II plan boasts, 2201 SF. 4 Bedroom with loft w/3 full bath home and 2 car garage. Great oversized kitchen/ café for family holiday gatherings w/lots of natural light, the master owner's suite features a walk-in tile shower w/an oversized walk-in closet & double sinks too! Home Includes, luxury laminate flooring in the main living areas, carpet in all the bedrooms, tile in all bathrooms, 42'' white cabinets, Cove crown molding, kitchen trash base in island, double gas range oven w/microwave, upgraded kitchen quartz countertop and bathrooms, with raised vanities. Window white blinds, tankless water heater, recess lights in kitchen and family room, Pre-plumb water softener, pre-wire lights above the kitchen counter for future chandeliers. Covered lanai includes natural gas stub & so much more. Once again proving that Dream Finders Homes offers the best value at every price point. Seller Pays Closing Costs using our preferred lender. Also includes 1 GIG of internet! Ready December 2024.
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Our Executive Mortgage Banker:
Our Insurance Division:
$468,990
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,192 | $375,192 | $375,192 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,465 | $2,465 | $3,141 |
Total Monthly Payment | $2,540 | $2,540 | $3,216 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.