8464 Palacio TER W, Naples, FL, 34114 | $1,090,000

A stunning lakefront home in the sought-after Esplanade at Hacienda Lakes. This thoughtfully designed residence boasts a split floor plan with three bedrooms with den, 3. 5 baths and a two-car garage. From the moment you arrive, the exterior charms with its tile roof, carriage-style garage door, paver driveway and walkway, and lush mature landscaping, complemented by front and rear lighting. Step through double glass doors into an inviting interior featuring recessed lighting, arched doorways and durable vinyl plank flooring throughout. The open-concept design seamlessly connects the dining and living areas, bathed in natural light from expansive glass sliders. The adjacent kitchen is a chef’s dream with stainless gas cooking appliances including a built-in wine cooler, wood cabinets, quartz countertops, tile backsplash, walk-in pantry and a three-seater breakfast counter. A casual dining area with a panoramic window offers breathtaking water views and flows effortlessly into the family room, complete with a coffered ceiling and direct lanai access. Step outside to an entertainer’s paradise. The extended lanai features paver flooring, an outdoor kitchen with granite countertops, a built-in natural gas grill with hood and an under-counter beverage cooler. Beyond, enjoy the sparkling pool with a spillover spa, a picture window screen enclosure and a cozy firepit area, framed by stunning sunrise views over the lake. The owner’s suite is a serene retreat with a tray ceiling, bay windows, a spacious walk-in closet, and a luxurious en-suite bath featuring an expansive dual-sink vanity and a passthrough walk-in shower. Both guest bedrooms offer wood-like tile flooring and their en-suite baths, providing comfort and privacy. Additional highlights include a new HVAC, a versatile den with French doors and a tray ceiling, as well as a standing refrigerator in the garage. As part of Esplanade at Hacienda Lakes, residents enjoy resort-style amenities, including a clubhouse, planned social events, a state-of-the-art fitness center, a resort-style pool and spa with a separate resistance pool for exercising, cabanas, a fire pit, illuminated tennis and pickleball courts, bocce ball, a dog park and a playground. Ideally near downtown Naples and pristine beaches of Marco Island, this home offers an unparalleled blend of luxury and the relaxed Florida lifestyle.

Features

  • Amenities: BBQ - Picnic,Billiards,Bocce Court,Clubhouse,Community Pool,Community Spa/Hot tub,Dog Park,Exercise Room,Fitness Center Attended,Internet Access,Pickleball,Play Area,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Style: 1 Story/Ranch
  • Development: HACIENDA LAKES
  • Year Built: 2014
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 3,025
  • Acreage: 0.2
  • Est. Taxes: $7,947
  • Master HOA Fee: $1,204
  • Lot Desc: Regular
  • View: Lake,Landscaped Area
  • Community Type: Gated
  • Water Front: Yes
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 224099194
  • Website: https://www.raveis.com
    /eprop/224099194/8464palacioterw_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premier Sotheby's International Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

8464 Palacio TER W, Naples, FL, 34114

$1,090,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $872,000 $872,000 $872,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.750% 6.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.239% 6.849% 7.037%
Monthly Tax Payment $662 $662 $662
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,875 $5,656 $7,777
Total Monthly Payment $6,662 $6,443 $8,564

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.