**Charming 2-Bedroom Condo in Prime Commuter Location – Why Rent When You Can Own?** Unlock the door to your dream home in this delightful 2-bedroom condo, perfectly situated for those who crave convenience and community! Just a short stroll to vibrant downtown, you’ll enjoy easy access to trendy cafes, boutique shops, and cultural hotspots, all while feeling right at home in this cozy, inviting space. Step inside to discover beautifully maintained hardwood floors that flow throughout the open layout, inviting natural light to dance across the rooms. The spacious living area is perfect for entertaining friends or simply unwinding after a long day. Both bedrooms offer ample space for rest and relaxation, making this condo ideal for young professionals, couples, or anyone looking to downsize without sacrificing comfort. Plus, with heat and hot water included in your condo fees, you'll enjoy stress-free living year-round! Don’t miss the convenience of the coin-operated laundry room, making chores a breeze. And when it comes to outdoor enjoyment, you’ll love the shared 3-season porch, where you can sip your morning coffee or catch up with a neighbor in a serene setting. Why rent when you can invest in your future? This well-priced gem not only offers a fantastic living experience but also a smart financial move. Take advantage of this rare opportunity to own a slice of paradise in a bustling neighborhood. Schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $148,000 | $148,000 | $148,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $231 | $231 | $231 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $960 | $948 | $1,229 |
Total Monthly Payment | $1,266 | $1,254 | $1,535 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.