All dressed up for the holidays! Spacious town home at Balbrae located on a quiet cul-de-sac in the lower part of the complex. Enter thru a private courtyard to the beautifully maintained interior with newer wall to wall carpeting. There is a vaulted ceiling living room with built-ins and a lovely wood burning fireplace which is plumbed for propane. The living room leads to an adjoining separately heated sunroom with skylights, tons of glass and door to the private yard and patio where you can enjoy the sounds of the pond in the summer and a view of it in the winter. Just off the living room, the formal dining room adjoins a butler's pantry. 1/2 bath and spacious kitchen with breakfast area and built-in cabinets. The second floor has two good sized bedrooms: a large primary suite with walk in closet, dressing area and bath with separate vanity and tub shower/commode area and a second bedroom with access to an additional full bath. The full basement allows for plenty of storage. There is a newer energy efficient heat pump and a new compressor. In addition to the one car garage, there is parking for two or more cars in front of the property,
Type | Description | Level |
---|---|---|
Bedroom 1 | Walk-In Closet,Wall/Wall Carpet | Upper |
Dining Room | Wall/Wall Carpet | Main |
Kitchen | Breakfast Bar,Built-Ins,Pantry,Tile Floor | Main |
Living Room | Built-Ins,Ceiling Fan,Gas Log Fireplace,Vaulted Ceiling,Wall/Wall Carpet | Main |
Primary Bedroom | Dressing Room,Full Bath,Walk-In Closet,Wall/Wall Carpet | Upper |
Sun Room | Skylight,Tile Floor | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,920 | $263,920 | $263,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $412 | $412 | $412 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,712 | $1,690 | $2,192 |
Total Monthly Payment | $2,199 | $2,177 | $2,679 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.