One or more photo(s) has been virtually staged. MOVE-IN READY & BOND PAID! Discover the epitome of tranquil living in the heart of The Villages of Sumter. Nestled near a quiet cul-de-sac within a beautiful, GATED, GOLF COMMUNITY, this charming residence embodies the sought-after lifestyle of comfort and relaxation. Large windows and sliding glass doors bathe the interiors in NATURAL LIGHT, enhancing the welcoming atmosphere and highlighting the tasteful, updated finishes throughout. The beautifully maintained home comes with a NEWER ROOF AND HVAC (2020) and a NEW WATER HEATER (2023) for added peace of mind. The home boasts a spacious, OPEN-CONCEPT layout designed for both relaxation and entertaining. The generously-sized living room flows effortlessly into the kitchen and dining spaces for ultimate functionality. The kitchen is a culinary delight, featuring ample counter space and modern appliances ready to serve both casual meals and elegant dinners. Offering both convenience and aesthetics, the thoughtfully designed kitchen features a spacious PENINSULA, BUILT-IN DESK, GRANITE COUNTERTOPS, a GAS RANGE, and CABINET ORGANIZERS, making cooking a joy rather than a chore. You'll also be delighted with the bonus of extra storage provided by the large laundry room, with tons of cabinets, a full-sized freezer, and the convenient utility sink. Step into the expansive master suite, a peaceful sanctuary that provides comfort and privacy. The spacious en-suite bathroom offers a serene space to unwind at the end of the day, complete with a large SOAKING TUB, a roomy WALK-IN SHOWER, and granite countertops. Last but not least, you'll enjoy ample storage space in the massive WALK-IN MASTER CLOSET. Two spacious guest bedrooms and the well-appointed guest bath, complete with a SHOWER/TUB COMBO and VESSEL SINK are equally inviting, perfect for hosting overnight guests. Outside, the spacious SCREEN-ENCLOSED PATIO provides a serene outdoor retreat, featuring a gorgeous OUTDOOR KITCHEN and FIREPIT- perfect for entertaining year-round. Situated in The Villages, this home offers UNPARALLELED ACCESS to local amenities. Just a short drive away, you'll find the prestigious Tierra Del Sol Country Club, where you can indulge in golf, dining, and social activities. Explore nearby Lake Sumter Landing, a vibrant hub featuring shops, restaurants, and entertainment, all within 3 miles. For those who enjoy the outdoors, Lake Griffin State Park is just 8 miles away, offering hiking and picnicking amid beautiful natural surroundings. The Villages Community with its renowned quality of life, offers a plethora of activities, including swimming, golf, and organized social events, ensuring that every day is a new adventure. You're never far from fun and leisure, making this locale perfect for an enjoyable, relaxed retirement. Don't miss out on this remarkable opportunity to make 1309 Fortaleza Drive your new home. Experience firsthand the comfort, convenience, and community that awaits you in The Villages. Schedule your private showing today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | $385 | $385 | $385 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,984 | $2,945 | $3,820 |
Total Monthly Payment | $3,461 | $3,422 | $4,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.