Positioned in the much-admired Smithtown school district, this stunning four-bedroom, 2. 5-bathroom Colonial offers an irresistible blend of traditional charm and sleek sophistication, all set on a beautifully manicured 0. 36-acre lot – the perfect backdrop for your next chapter. As you approach, the grand double-door entry makes a striking first impression, hinting at the elegance that lies within. As you step inside, you’ll be greeted by soaring high ceilings and the gentle glow of recessed lighting, creating a warm, inviting ambiance. Hardwood floors charmingly grace the living and dining rooms, while durable ceramic tiles extend through the updated eat-in kitchen and other living areas, ensuring beauty and functionality coexist while you live your best life. The kitchen is truly the heart of this home, offering a stylish gourmet space flaunting abundant cabinetry that promises plenty of storage while gleaming countertops and sweeping bench space provide the perfect stage for the passionate chef to take center stage. Open the sliders and let the outdoors in, revealing a true country club yard. An inground pool sparkles under the sun, surrounded by a paver patio that invites lounging and laughter, while mature trees provide natural shade, and an expansive grassy area offers the perfect spot for games of catch or summertime celebrations. Upstairs, your private sanctuary awaits—a primary suite featuring lofty ceilings, one generous walk-in closets, and an ensuite bathroom that rivals a luxury spa. With a sleek barn door and serene finishes, this space promises to be your personal retreat after a long day. Every detail in this home has been carefully curated to offer both comfort and elegance. Updated bathrooms elevate your everyday routines, while the spacious two-story layout provides ample room for family and guests alike. Located in one of the area’s most desirable neighborhoods and offering resort-style living, this Colonial is a rare gem. Now’s your chance to secure a lifestyle where convenience is at your fingertips, weekends are spent by your private pool, and every corner of your residence feels like a reflection of your dream home. Your forever begins here. Come and experience it for yourself.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.502% | 6.220% | 5.781% |
Monthly Tax Payment | $1,642 | $1,642 | $1,642 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,522 | $6,076 | $8,237 |
Total Monthly Payment | $7,289 | $7,843 | $10,004 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.