Welcome to your new home! With NO CDD fees and very LOW HOA fee, this newly built (2023) and beautifully designed 4 bedroom, 2 bath residence offers a harmonious blend of comfort, style, and nature. Nestled in a serene neighborhood, this property has an open floor plan and lovely views of a tranquil pond right in your backyard. The seamless flow between the living room, dining area, and kitchen creates a warm and inviting atmosphere perfect for gatherings and social events. Enjoy cooking in a modern kitchen equipped with stainless steel appliances, granite countertops, 42” upper cabinetry, and a large island. It's a chef’s delight and ideal for preparing meals while staying engaged with family and friends. Retreat to the expansive master bedroom featuring a generous walk-in closet and a luxurious en-suite bathroom with dual sinks, and large shower. The three additional bedrooms are all in the front of the house for privacy and plenty of space for family, guests, or a home office. Whether you enjoy morning coffee on the patio or hosting BBQs with friends, this outdoor space is perfect for relaxation and entertainment. Additional highlights include a two-car garage with insulated door, energy-efficient windows and appliances, spray foam insulation, and smart locks. The location is ideal for commuting to Tampa, Wesley Chapel, and nearby Epperson Lagoon, WITHOUT paying the CDD FEES!! Also convenient to numerous State Parks for all your hiking, biking, kayaking outdoor adventures. In addition, there is an available assumable FHA Loan with a fixed 4. 99 rate! (Must apply and qualify for assumption). No need to pay for an interest rate buy-down… use those funds for the down payment instead. Schedule a viewing today and experience firsthand the tranquility and elegance this property has to offer.
Please note that the refrigerator in the kitchen does NOT convey with the property. NO STORM DAMAGE - NO FLOOD INS
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $357 | $357 | $357 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,102 | $2,678 |
Total Monthly Payment | $2,533 | $2,533 | $3,109 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.