523 Loquat DRIVE, Anna Maria, FL, 34216 | $2,495,000

Embrace the Anna Maria Lifestyle in this Absolutely Lovely 3 bedroom/3 Bath, Canal Front North-End Home. Outdoor Island living at its finest - deep/wide canal with no fixed bridges to the bay, charming heated, salt water pool/spa with travertine and Azek decking, welcoming seating area, and 2 boat hoists, . Just within the retractable door is an entertaining/gathering delight featuring a large bar with a built in grill and hood, refrigerator, ice maker, sink, TV, travertine flooring and large seating area. Upstairs, this gracious residence offers open living space with high ceilings, ceramic tile throughout, sliding doors to the balcony, a well appointed kitchen and bar area, decorative fireplace, and large, comfortable living area with a ceiling mounted TV projector and motorized screen. The master suite features a large walk in closet, and bath with glass block shower, claw foot garden tub, and double sinks. The second bedroom also has a connecting bath with two sinks and separate shower. The roof was replaced in 2022, AC in 2019, and whole house duct replacement in 2023. This home is offered turn-key furnished less personal exceptions. Rental history is available upon request. Meticulously maintained and ready access to Tampa Bay, Island shops and restaurants, and the Gulf of Mexico. It just might be right time to call Anna Maria Island your new home.

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 75 x 101
  • Laundry: Inside, Laundry Closet
  • Year Built: 1980
  • Garage: 2-car Driveway, Garage Door Opener, Golf Cart Parking, Off Street
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,148
  • Acreage: 0.17
  • Lot Size: 75 x 101
  • Est. Taxes: $24,576
  • Lot Desc: Cul-De-Sac, FloodZone, City Lot, Landscaped
  • View: Water
  • Elem. School: Anna Maria Elementary
  • Middle School: Martha B. King Middle
  • High School: Manatee High
  • Pool: Gunite, Heated, In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Refrigerator, Washer, Wine Refrigerator
  • MLS#: A4611022
  • Days on Market: 208 days
  • Website: https://www.raveis.com
    /eprop/A4611022/523loquatdrive_annamaria_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/18/2024 11:07:38 AM)
Listing courtesy of ISLAND REAL ESTATE-ANNA MARIA   Phone: 941-778-6066

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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523 Loquat DRIVE, Anna Maria, FL, 34216

$2,495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,996,000 $1,996,000 $1,996,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.500% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.296% 6.622% 6.680%
Monthly Tax Payment $2,048 $2,048 $2,048
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $12,946 $12,616 $17,387
Total Monthly Payment $15,119 $14,789 $19,560

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.