Welcome to this stunning BETTER THAN NEW Neal Communities cottage-style home located in the HIGHLY desirable community of Silverleaf! Built in 2018, the house is fully equipped with hurricane shutters and located outside of any flood zone, making this home STORM READY. Other upgrades include a surge suppressor on the electrical panel, full-length aluminum gutters, and a UV light installed in the A/C unit, protecting your family from bacteria, viruses, and mold, while also ensuring the longevity of the unit. From the moment you step through the front door, you'll be captivated by the vaulted ceilings, warm and inviting ambiance, and open floor plan. The "Rose Cottage 2" model boasts 2 bedrooms, 2 bathrooms, and a spacious 2-car garage located in the rear of the home. The home features elegant tile flooring throughout, solid wood cabinets with pull-out drawers, stainless steel appliances, granite countertops, and additional recessed lighting. The breakfast bar provides a perfect space for casual dining or entertaining guests. The private master suite offers tray ceilings, a large walk-in closet, upgraded cultured marble countertops, and a walk-in shower. The second bedroom also features its own private bathroom, making it ideal for guests or family. The laundry room is well-appointed with upgraded cabinets and a generous storage closet. Silverleaf is rich with amenities, including the resort style community pool, a SOCCER FIELD and basketball court, playground, park, clubhouse, dog park, and fitness center to name a few! This home is Zoned for Parrish High School and is conveniently located near malls, restaurants, golf courses, shopping, and 30 min from SRQ and the famous GULF BEACHES and Anna Maria Island. . The Fort Hamer Bridge ensures easy commuting to Lakewood Ranch, with University Town Center Mall just 18 miles away. Priced aggressively for a quick sale!! Live where others vacation – your dream home awaits!
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Our Executive Mortgage Banker:
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$325,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $332 | $332 | $332 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,708 | $1,708 | $2,177 |
Total Monthly Payment | $2,115 | $2,115 | $2,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.