Welcome to this charming cottage nestled on ONE ACRE of beautiful land, just inside the city limits of Hilliard! This home offers the perfect blend of charm and comfort, with no HOA to worry about. The magazine-worthy front porch invites you to sit back, relax, and enjoy the mature trees that provide shade and privacy. You'll find thoughtful updates throughout, including a newer roof, split AC systems, plumbing, and electrical. Every corner of this home exudes character and love, meticulously maintained with endless possibilities for your lifestyle. The cozy dining-living room combo offers a welcoming space, while the large flex room in the back provides additional entertainment space or could easily be converted into a 3rd bedroom. The spacious kitchen is a delight, featuring newer appliances, solid wood cabinets, and plenty of storage. The centrally located primary bedroom boasts a sizable ensuite for ultimate privacy and comfort. Outside, enjoy the convenience of a brand new shed oversized workshop perfect for your toys and hobbies, and a two-car carport for parking. The expansive yard offers ample space for your boat, RV, or to expand your outdoor country life dreams. With city water and sewer services, you get the best of both worlds: country living with city convenience. Homes like this don't come along often, see this sweet charmer today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$309,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $247,920 | $247,920 | $247,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.159% | 6.392% |
Monthly Tax Payment | $200 | $200 | $200 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,629 | $1,648 | $2,109 |
Total Monthly Payment | $1,904 | $1,923 | $2,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.