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4540 Gulf Of Mexico DRIVE, #204, Longboat Key, FL, 34228 | $550,000
One or more photo(s) has been virtually staged. **THIS PROPERTY QUALIFIES FOR A 1. 5% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. ** Imagine waking up in your island retreat, nestled within the lush, serene surroundings of the Windward Bay community. This charming 2-bedroom, 2-bathroom condo on the second floor offers a unique blend of comfort, potential, and convenience. Step into the spacious Florida room, where you’re greeted by tranquil views of mangroves and shimmering bay waters—the perfect spot for your morning coffee or unwinding after a long day. Thoughtful updates make this unit move-in ready while leaving room for your personal touch. Fresh interior paint, stylish new light fixtures, re-piped plumbing for peace of mind, a smart thermostat, and power blinds in the Florida room provide modern conveniences you’ll appreciate. The kitchen, featuring a pass-through to the open living and dining areas, ensures you're always part of the conversation. Natural light floods the space through large windows, highlighting its warm and inviting charm. The primary suite offers both comfort and practicality with dual closets, including a walk-in, equipped with custom shelving. Its ensuite bathroom shines with a newly tiled shower that adds a touch of modern flair. The second bedroom doubles as a guest room or home office, with a built-in desk and Murphy bed for ultimate flexibility. An updated hall bathroom with a new sink and toilet, plus an in-unit laundry area, complete this home’s thoughtful layout. Step into the tranquil paradise of Windward Bay, where 23 acres of lush, tropical beauty await. Wander or bike along shaded pathways beneath majestic oaks and banyan trees, enjoy three beach access points, take a refreshing dip in one of the two heated pools, or challenge friends to a match on the tennis courts. Stay energized in the well-equipped fitness room, complete with relaxing saunas. For those who love the water, Windward Bay boasts two marinas with over 28 boat slips and kayak facilities, offering direct access to the sparkling bay waters. Perfectly situated mid-island, this community places you within easy reach of both Bradenton and Sarasota. Explore nearby scenic parks, indulge in fine dining, or browse charming boutiques. Everyday conveniences, including Publix, CVS, and more, are just minutes away.
Features
- Elevator: Y
- Heating: Central
- Cooling: Central Air
- Levels: 4
- Amenities: Cable TV, Clubhouse, Elevator(s), Fence Restrictions, Fitness Center, Laundry, Lobby Key Required, Maintenance, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Storage, Tennis Court(s), Vehicle Restrictions
- Rooms: 7
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Closet
- Complex: WINDWARD BAY AMD
- Year Built: 1975
- Approx Sq. Feet: 1,096
- Est. Taxes: $9,451
- Condo Fee: $1,303 Monthly
- View: Trees/Woods, Water
- Elem. School: Anna Maria Elementary
- Middle School: Martha B. King Middle
- High School: Bayshore High
- Pet Policy: Cats OK, Dogs OK, Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
- MLS#: A4631982
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/A4631982/4540gulfofmexicodrive_longboatkey_fl?source=qrflyer
Listing courtesy of KELLER WILLIAMS CLASSIC GROUP Phone: 941-900-4151
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4540 Gulf Of Mexico DRIVE, #204, Longboat Key, FL, 34228
$550,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
| Monthly Tax Payment | $788 | $788 | $788 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,964 | $2,924 | $3,711 |
| Total Monthly Payment | $3,844 | $3,804 | $4,591 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388