One or more photo(s) has been virtually staged. Located in the gated community Villa Americana neighborhood within the 55+ community of On Top of the World, this charming villa boasts a beautifully landscaped exterior, complete with mature shade trees and a welcoming covered front porch perfect for seating. The fully renovated kitchen is a chef’s delight, offering abundant soft-close cabinetry and matching stainless steel appliances, including a refrigerator, dishwasher, and microwave, making meal prep effortless.
A standout feature is the spacious area off the kitchen, ideal for a breakfast nook or versatile flex space to fit your lifestyle. The home also features updated flooring and a remodeled master bathroom and ceiling fans in the bedrooms and living room. The space opens to a screened lanai, perfect for relaxing. Both bedrooms are filled with natural light, while the master suite includes a walk-in closet and a private en suite bathroom.
The attached 1-car garage provides additional storage and convenience. Residents of Villa Americana enjoy a variety of exceptional community amenities, such as maintenance services, a clubhouse with a pool, a golf course (available), tennis courts, and more. Conveniently located off Ocala’s State Road 200 corridor, this home is close to an array of shopping and dining options. Discover the relaxed and vibrant lifestyle this community has to offer!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,260 | $1,260 | $1,260 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.153% | 7.159% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $8 | $8 | $11 |
Total Monthly Payment | $83 | $83 | $86 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.