Welcome to this stunning end-unit, townhouse in the highly desirable Knolls at Ramapo. This residence exudes elegance with gleaming hardwood floors throughout the first and second floors and recessed lighting for a contemporary touch. The heart of the home is a beautifully crafted, custom kitchen featuring rich maple cabinetry, granite countertops, a tiled backsplash, and stainless steel appliances—ideal for both everyday cooking and entertaining. The open living and dining room is an inviting space is ideal for entertaining and highlighted by a wood-burning fireplace with a raised hearth and stone facade. Access to your private deck, complete with a barbecue and outdoor dining setup, perfect for relaxing or hosting guests. Exquisite millwork, including oversized base and crown molding, custom window treatments, and a striking wooden banister with metal spindles, add a touch of sophistication. The king-size, primary suite provides a serene retreat and offers a spacious walk-in closet, and a beautifully updated ensuite bathroom featuring a 36" vanity and a free-standing shower. Two additional bedrooms, each with double closets, share a tastefully remodeled hall bath with a shower-over-tub. The mostly finished basement is a great escape and offers a versatile space that includes a dedicated area for a family room, a separate game / hobby area, and private laundry room with ample storage. Nestled in a community with mature landscaping and mountain views, this townhome provides access to numerous amenities, including a pool and kiddie pool, tennis courts, basketball court, playground, and a scenic walking trail. Additional Information: Amenities: Storage,
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$515,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $412,000 | $412,000 | $412,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $698 | $698 | $698 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,776 | $2,738 | $3,474 |
Total Monthly Payment | $3,566 | $3,528 | $4,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.