Discover modern comfort and timeless style in this stunning 5-bedroom, 3-bathroom home built in 2023, nestled in the sought-after Southern Pines community in St. Cloud. From the moment you arrive, the light landscaping enhances the property’s curb appeal, offering a welcoming touch. Inside, you'll find a versatile bonus room on the first floor, perfect for use as a home office, playroom, or hobby space, providing flexibility to suit your lifestyle. The open-concept design invites you to explore the heart of the home—a chef’s kitchen featuring a central island with seating, a walk-in corner pantry, matching stainless steel appliances, and an abundance of natural light. This space seamlessly flows into the dining and gathering rooms, creating a perfect environment for both daily living and entertaining. On the first floor, you'll also find a conveniently located bedroom, ideal for guests or those who prefer ground-level living. Upstairs, the spacious master suite awaits, with large windows that bathe the room in natural light, a generous walk-in closet, and an elegant en-suite bathroom boasting dual sinks and vanities for a spa-like experience. The additional upstairs bedrooms share a similar layout, offering ample space, natural light, and comfort. Step outside through the double sliding glass doors to enjoy the covered lanai and fenced backyard—a private oasis perfect for relaxing or hosting gatherings. The practicality of a 2-car garage completes this home’s thoughtful design. Located just minutes from Lake Nona, Orlando International Airport, the Florida Turnpike, and a wide variety of dining, shopping, and healthcare options, this home combines convenience with a tranquil community atmosphere. Don’t miss your chance to call this exceptional property home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$440,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $352,000 | $352,000 | $352,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $79 | $79 | $79 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,431 | $2,371 | $2,994 |
Total Monthly Payment | $2,585 | $2,525 | $3,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.