Welcome home to this stunning 4-bedroom, 2-bath gem located in the highly sought after neighborhood of Gramercy Farms. From the moment you arrive, the inviting front porch sets the tone for the warmth and character inside. Step through the door to discover an open and airy layout with soaring high ceilings and beautiful laminate flooring that flows seamlessly throughout. The spacious living room effortlessly flows into the kitchen and dining area, creating an ideal space for family gatherings and entertaining. The kitchen is a chef’s dream, featuring a large Corian Island, an abundance of cabinet space, and a walk-in pantry. For added convenience, the home includes an inside laundry room with built-in cabinetry and a custom pet crate. Retreat to the generous primary bedroom, complete with a walk-in closet and a luxurious en-suite bath offering dual sinks, a separate shower, and a relaxing garden tub. The three additional bedrooms are perfect for family members, guests, or a home office. Step outside to the extended screened-in porch, featuring a custom-built pergola—perfect for entertaining or relaxing with loved ones. The large, fenced backyard offers ample space for outdoor activities, family fun, and games. This home is ideally situated near the playground and dog park, providing plenty of options for outdoor recreation. You’ll also appreciate the convenience of being just minutes from historic downtown St. Cloud, offering shopping and dining, and only 30 minutes from Lake Nona Medical City, 45 minutes to theme parks and one hour to space coast beaches. This home won't last long schedule your appointment today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,600 | $319,600 | $319,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,207 | $2,153 | $2,719 |
Total Monthly Payment | $2,713 | $2,659 | $3,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.