4642 Calumet DRIVE, Saint Cloud, FL, 34772 | $399,500

Welcome home to this stunning 4-bedroom, 2-bath gem located in the highly sought after neighborhood of Gramercy Farms. From the moment you arrive, the inviting front porch sets the tone for the warmth and character inside. Step through the door to discover an open and airy layout with soaring high ceilings and beautiful laminate flooring that flows seamlessly throughout. The spacious living room effortlessly flows into the kitchen and dining area, creating an ideal space for family gatherings and entertaining. The kitchen is a chef’s dream, featuring a large Corian Island, an abundance of cabinet space, and a walk-in pantry. For added convenience, the home includes an inside laundry room with built-in cabinetry and a custom pet crate. Retreat to the generous primary bedroom, complete with a walk-in closet and a luxurious en-suite bath offering dual sinks, a separate shower, and a relaxing garden tub. The three additional bedrooms are perfect for family members, guests, or a home office. Step outside to the extended screened-in porch, featuring a custom-built pergola—perfect for entertaining or relaxing with loved ones. The large, fenced backyard offers ample space for outdoor activities, family fun, and games. This home is ideally situated near the playground and dog park, providing plenty of options for outdoor recreation. You’ll also appreciate the convenience of being just minutes from historic downtown St. Cloud, offering shopping and dining, and only 30 minutes from Lake Nona Medical City, 45 minutes to theme parks and one hour to space coast beaches. This home won't last long schedule your appointment today.

Features

  • Rooms: 7
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Contemporary
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,723
  • Acreage: 0.16
  • Est. Taxes: $5,175
  • HOA Fee: $88 Annually
  • Lot Desc: City Lot, Landscaped, Sidewalk
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • MLS#: S5117004
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/S5117004/4642calumetdrive_saintcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/25/2024 12:56:40 AM)
Listing courtesy of CORCORAN CONNECT LLC   Phone: 407-953-9118

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4642 Calumet DRIVE, Saint Cloud, FL, 34772

$399,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,600 $319,600 $319,600
Term 360 months 360 months 180 months
Initial Interest Rate** 7.375% 7.125% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.474% 7.282% 6.412
Monthly Tax Payment $431 $431 $431
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,207 $2,153 $2,719
Total Monthly Payment $2,713 $2,659 $3,225

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.