This 1993 3 Bedroom/2 Bath Elevated Waterfront Home is a Fisherman's Dream. And, for the Lady of the House, it's not too bad either. The first thing that will catch your eye when you drive up is the expansive area for parking cars, your boat or your RV. Next you'll notice the privacy fence surrounding the property on 1-1/2 lots giving you 80 feet of water frontage. The paved patio underneath the house provide a cozy place to entertain family and friends or just relax and enjoy the view. Later in the evening, sit by the firepit and enjoy the sounds of the fish swimming, crickets chirping and birds singing. There's a large dock where you can enjoy an evening meal or a mid-day picnic. The Gulf of Mexico is a short distance up the canal. You can be in the Gulf in minuets. Following a day of boating and fishing, park your boat on your private boat lift. You can store your fishing supplies in the large storage room under the home. Ascend to the wrap-around porch to enter the home either into the Kitchen or the Living Room. The home features beadboard, built-in shelving, vinyl flooring throughout and dual sinks plus a beautiful soaking tub in the master en suite. Some furnishings are negotiable.
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $136 | $136 | $136 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,205 |
Total Monthly Payment | $2,771 | $2,737 | $3,416 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.