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105 Main Street, Cambridge, VT, 05464 | $495,000
Endless Opportunities with This Historic 1820s Ski Town Gem! Discover the potential of this beautifully renovated 1820s property, offering a unique blend of history and modern amenities in a prime ski town location! This charming building features a spacious second-floor AirB&B, perfect for short-term rentals. The property boasts a large backyard, a detached garage with solar panels installed in 2015, and updated electrical systems (including Nest thermostat)—ensuring energy efficiency and comfort year-round. The property is a short walk from the river and the scenic Rail Trail, providing endless opportunities for outdoor recreation. Plus, it's just 8 minutes from Smugglers Notch Resort and only 45 minutes to downtown Burlington, offering both local charm and easy access to city life. Currently used as a property management office with a galley kitchen, this property has also served as an art gallery, salon, and wine-tasting venue, proving its versatility for a variety of commercial ventures. The first-floor commercial space features wide pine flooring, complemented by newly installed hardwood flooring by the current owners. Enjoy the stunning views from the large back deck, which overlooks a third-acre lot—an ideal space for entertaining or relaxation. Whether you're looking to continue its commercial use, develop a thriving AirB&B business, or create your dream home, the opportunities here are endless!
Features
- Rooms: 8
- Bedrooms: 1
- Units: 2
- Style: Cape
- Year Built: 1826
- Garage: 1-car Garage
- Heating: Baseboard
- Cooling: None
- Basement: Unfinished
- Approx Sq. Feet: 2,401
- Acreage: 0.37
- Est. Taxes: $5,157
- Lot Desc: City Lot
- MLS#: 5024420
- Website: https://www.raveis.com
/prop/5024420/105mainstreet_cambridge_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 12/22/2024Listing courtesy of Flat Fee Real Estate Phone: 802-318-0833
Listing Agent: Matt Havers
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
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To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
105 Main Street, Cambridge, VT, 05464
$495,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
| Monthly Tax Payment | $430 | $430 | $430 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,668 | $2,632 | $3,340 |
| Total Monthly Payment | $3,173 | $3,137 | $3,845 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484