Welcome to 77 Monson Road in Stafford, CT! This beautifully maintained 3-bedroom, 1. 5-bath Colonial, is packed with charm and pride of ownership. The large front porch is perfect for morning coffee, while wood floors and abundant natural light create a warm, inviting interior. The kitchen features stainless steel appliances, granite counters, and an island for entertaining and cooking enthusiasts alike. The kitchen flows seamlessly into a family room, currently being used as a dining space, as well as an eat-in area with sliders leading out to the back deck. The formal dining room, currently serving as a home office, is conveniently located off the kitchen and offers great flex space as an office or for hosting meals and gatherings. The front to back living room features recessed lighting and a cozy brick fireplace, perfect for winter evenings. The main level also offers a convenient half bath. Upstairs, the primary bedroom boasts a walk-in closet and ample room for a sitting or dressing area. Two additional great sized bedrooms that offer spacious closets, and an updated full bath complete the upper level of this lovely home. Situated on 1. 27 acres, this home provides serene garden space, complete with garden beds, and sheds, a 2-car garage, and a full basement with finishing potential. Well maintained, the roof, boiler and siding are all about 10 years young. Don't miss this Stafford gem-schedule your showing today!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Dining Room | Hardwood Floor | Main |
Family Room | Ceiling Fan,Sliders,Wall/Wall Carpet,Hardwood Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Upper |
Half Bath | Tile Floor | Main |
Kitchen | Granite Counters,Dining Area,Island,Tile Floor | Main |
Living Room | Fireplace,Hardwood Floor | Main |
Primary Bedroom | Ceiling Fan,Walk-In Closet,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $291,920 | $291,920 | $291,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.191% | 7.171% | 6.276% |
Monthly Tax Payment | $498 | $498 | $498 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,918 | $1,940 | $2,462 |
Total Monthly Payment | $2,491 | $2,513 | $3,035 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.