Under contract-accepting backup offers. Magnificent 1 bedroom 1 bathroom condo in the quaint community of Hill Crest Villas. This is a 1 story villa style condo with no neighbors above. As you enter, you are greeted with gleeming tile floors thru out. Cozy living room-dining room combo. Kichen has updated cabinets and appliances including a dishwasher and microwave oven. Bathroom has a upgraded glass enclosed tile shower and vanity. There is a large interior utility closet that could be used for additional storage or pantry. There is a pull down staircase to the attic that also has additional storage and energy saving extra insulation. The bedroom has a full wall of closets. The additional bonus room was recently added. It has all energy efficient walls, its own AC unit and houses a less than 2 year old Washer and Dryer. It would be a great space to double as a guest room, storage, hobby area or office space. All windows are new as is the front door. This unit is just steps from the community clubhouse and pool. Location in Clearwater is a easy drive to beaches, restaurants, shopping, Countryside Mall and international airports. The Aldis grocery store is a short walk away. Make sure you add this to your MUST SEE properties.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,901 | $103,901 | $103,901 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.250% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.295% | 7.421% | 6.644% |
Monthly Tax Payment | $46 | $46 | $46 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $700 | $709 | $898 |
Total Monthly Payment | $821 | $830 | $1,019 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.