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21 Black Gum Court, Newburgh, NY, 12550 | $575,000
Welcome to the ILAN model ranch-style home, where luxury meets functionality in perfect harmony. Boasting 3 generous bedrooms, 2 baths, and a versatile study/den ideal for work or leisure. The heart of the home is the inviting living room, adorned with vaulted ceilings that create an airy ambiance. Culinary delights await in the spacious kitchen complete with an expansive island and convenient walk-in pantry. Two bedrooms share a well-appointed bath, while the master suite offers a luxurious retreat with its private bath and walk-in closet. With a 2-car garage, laundry room, and a seamless flow to the outdoor spaces including a patio and covered porch, this residence promises a lifestyle of relaxation and elegance. Equipped with state-of-the-art heat pump systems, this home ensures optimal comfort and energy efficiency year-round, leading to lower utility bills and reduced environmental impact. Located in the picturesque Hudson Valley, Elm Farm Estates offers a vibrant and tight-knit community atmosphere, where neighbors become friends and every corner holds a story. Enjoy easy access to an array of amenities, from quaint village shops to bustling eateries, enriching daily life. With 52 brand-new construction homes, we present six carefully selected floor plans that cater to every preference, from elegant colonials to charming ranches and contemporary bi-levels. Each residence boasts modern features and spacious layouts designed to accommodate your lifestyle. Enjoy the serene backdrop of surrounding trees and views, creating an idyllic setting for your dream home. Conveniently situated off Highways I-84 and I-87, Elm Farm Estates provides seamless access for your daily commute. Explore neighboring towns, or venture into New York City, just 60 miles away, via the nearby Metro North. Newburgh is a fast-growing hub for businesses and new work opportunities with major companies established in the area and more on the horizon. Don't forget to visit our website for more information, including a 3D simulation video of Elm Farm Estates. Additional Information: ParkingFeatures: 2 Car Attached,
Features
- Rooms: 6
- Bedrooms: 3
- Baths: 2 full
- Style: Ranch
- Year Built: 2024
- Garage: 2-car
- Heating: Electric
- Cooling: Central Air
- Basement: None
- Approx Sq. Feet: 1,961
- Acreage: 0.68
- Est. Taxes: $13,200
- Elem. School: Fostertown Etc Magnet School
- Middle School: Newburgh
- High School: Newburgh Free Academy
- School District: Newburgh
- Appliances: Other
- MLS#: 805181
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/805181/21blackgumcourt_newburgh_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
21 Black Gum Court, Newburgh, NY, 12550
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
| Monthly Tax Payment | $1,100 | $1,100 | $1,100 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,022 | $3,022 | $3,851 |
| Total Monthly Payment | $4,214 | $4,214 | $5,043 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535